Terms and Conditions
Last Updated: June 2026
Welcome to Ark Financial. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms carefully.
1. Acceptance of Agreement
You agree to the terms and conditions outlined in this Terms and Conditions Agreement ('Agreement') with respect to our site ('the Site'). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site.
2. Use of Services
Ark Financial provides financial advisory services and life insurance solutions in British Columbia and Alberta. Our services are intended for residents of these provinces who are at least 18 years of age.
3. No Financial Advice
The content provided on this Site is for informational purposes only and should not be construed as specific financial, legal, or tax advice. You should consult with a professional advisor to discuss your individual circumstances before making any financial decisions.
4. Intellectual Property
The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site is strictly prohibited.
5. Privacy Policy
Our Privacy Policy, as it may change from time to time, is a part of this Agreement. You must review the Privacy Policy as provided on this Site. By using the Site, you agree to the collection and use of your information as outlined in our policy.
6. Limitation of Liability
Ark Financial and any of its officers, directors, employees, or agents will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use the Site or for the cost of procurement of substitute goods and services.
7. Professional Integrity
We maintain full regulatory compliance with Canadian insurance standards. Our advisors are licensed to operate in British Columbia and Alberta. We carry valid Errors & Omissions (E&O) insurance coverage to ensure professional integrity and security for our clients.
8. Third Party Services
We may allow access to or advertise certain third-party product or service providers ('Merchants') from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service.
9. Indemnification
You agree to indemnify, defend and hold us and our partners, attorneys, staff and affiliates harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.
10. Governing Law
This Agreement shall be treated as though it were executed and performed in the Province of British Columbia, Canada, and shall be governed by and construed in accordance with the laws of the Province of British Columbia.
11. Termination
We reserve the right, in our sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice.
12. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us at:
Ark Financial
BC, Canada
Phone: +1 (778) 682-0110
Email: Breanne.homeniuk@ark-financial.ca